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Order Manuals
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Workers Compensation Tricks and Traps
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An insider's view of how insurance companies
manipulate the rules to their advantage. Learn how underwriters
and auditors size up your business to maximize the premiums
that you pay.
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Here you
will learn:
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How experience modifications are
manipulated without you, the NCCI, or anyone else knowing
the difference.
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The way in which classification codes
are used to maximize the rates charged on your policy.
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The true definition of "remuneration".
See what you can exclude from payroll.
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Which expenses can be subtracted
from payroll.
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What you should, and should not,
tell the auditor.
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Dozens of other insider tips.
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PRA's Premium Cost Cutting System
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Provides a more advanced analysis of classifications,
experience modifiers, payrolls, and all the rating components
that comprise the premium you pay.
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Here you
will find details on:
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Classifications; how to get your
business classified with the lowest possible rate.
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The actual scope of "Scopes",
and why a lower rate might just result in a higher premium.
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See how the "120 day rule"
is almost always ignored.
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Review the rule that penalizes insurers
for "late" experience modifiers, and why this
rule benefits one-third of all policyholders.
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The importance of loss reserve dating,
or how a bad reserve date will cost you plenty.
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See why loss coding is the single
largest cause of overcharges in Workers Compensation.
(Hint: Those 70% medical-only deductions are not as
widespread as you have been led to believe.)
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What is the Experience Rating
Period - and why is it so important?
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Get an auditor's perspective
on how to prepare for an audit, what time of the day is
best to meet with the auditor, and what records to provide.
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The most overlooked credit in
workers compensation. What is it and why haven't you heard
about it?
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The sequence of calculations.
Why does it make a difference?
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The most in-depth workers compensation
checklist anywhere.
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Order your own copy:
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e-mail
version |
Paper
Copy |
Workers Compensation Tricks
and Traps
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$24.95
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$39.95
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| PRA's
Premium Cost Cutting Systems |
$49.95
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$64.95
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Please allow up to 48
hours for delivery by email.
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| Designed
and Developed by Webionix |
| ©
1999-2006 Premium Review Associates |
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