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We consult with employers to
recover workers compensation premium overcharges
that are contained within policy classifications,
payrolls, and the experience
modification.
By applying 30 years of
knowledge and experience in workers comp costs, we can lower
your insurance bill and recover overcharges that have occurred
in the past.
We check for insurer errors
in the payroll audit, NCCI class codes, and the ex mod along
with other elements that comprise your premium. The premium
auditor works for the insurer, not you. His or her loyalties
do not parallel your organization's best interests.
Oftentimes disagreements
occur between the premium auditor and employers. Disputes over
classifications, missing credits, inaccurate data in the ex
mod, and excludable payroll can be efficiently resolved with
our access to industry resources and industry insiders.
Fees can be negotiated by
the hour, a flat rate, or contingency.
Since 1979 our specialty has been to identify and recover
workers compensation overcharges. We detect the subtle overcharges
in your ex mod, class codes, and premium audit; then save you money on your present, past,
and future workers compensation policies. Mistakes that occur in one
year are usually repeated in future policies.
We audit the auditors.
1) Has
the auditor changed or added a classification? Read
here:
2) Has
the auditor made a charge for uninsured subcontractors?
Read here:
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